John Pierre Saliba — MFAA accredited broker, 10+ years experience, 50+ lenders, 77 verified five-star reviews. Barangaroo based. Free service, always.
Free reports, free intelligence, free advice — everything you need to make a confident property decision.
Find out what your property is worth today — free suburb report with recent comparable sales. Delivered as soon as possible.
See your credit score before any lender does — and know exactly which lenders suit your profile and what to fix first.
Full suburb deep-dive — sales history, price trends, rental yields, school catchments, demographics. Know before you buy.
From first home buyers to SMSF investors, every lending situation, 50+ lenders, zero cost to you.
Owner-occupied, investment, or refinancing, we find the right rate and structure from 50+ lenders.
Explore home loans5% deposit schemes, $10K FHOG, stamp duty exemptions, guarantor loans. Every option navigated.
First home buyer guideFree rate review — compare your current loan against 50+ lenders in 20 minutes.
Get a free rate reviewInterest-only, equity release, portfolio structuring for serious Sydney investors.
Investment loan optionsProgress draw loans for new builds and renovations. Staged funding matched to your schedule.
Construction financeFamily aim to achieve structures that help buyers get in sooner — structured to protect everyone.
How guarantor loans workLimited Recourse Borrowing Arrangements for SMSFs. Residential and commercial property.
SMSF property loansLow-doc, alt-doc, BAS-based assessment. Banks say no, we find who says yes.
Self-employed pathwaysOwner-occupied premises, commercial investment, SMSF commercial from specialist lenders.
Commercial financeMost borrowers don't know these opportunities exist. We do — and we make sure you benefit.
Buy residential or commercial property inside your SMSF. Complex, powerful, and tax-effective, when structured correctly with the right lender.
Explore SMSF lending Prestige PropertyMosman, Vaucluse, Double Bay — buy with a smaller deposit than you think. Medical professionals, lawyers, and accountants may save $40,000+ in LMI.
Luxury suburb loans LMI WaiverDoctors, dentists, physios, vets — LMI waived up to 95% LVR. potentially save $15,000–$40,000 upfront. Most medicos don't know they qualify.
Medical professional loans Alt DocBAS statements, bank statements, accountant letters. We know which lenders genuinely understand self-employed income, not just claim to.
Self-employed pathwaysLocal market data — median prices, rental yields, days on market, and lender policies — for every Sydney suburb.
We talk through your goals, income, deposit, and timeline. No paperwork, just clarity on what's achievable.
We search 50+ lenders and present the best options — rate, features, fees, and serviceability for your situation.
We lodge your application, manage the lender, handle valuations, and keep you updated every step.
We get your loan across the line — then stay in touch for rate reviews, refinancing, and your next property.
Real clients. Real outcomes. 5.0 rating verified by Google.
"John has been absolutely brilliant! Helped me all the way through the application process and explained everything step by step. Great to have him in my corner."
"John and the team have been great through the process. Very responsive and always made my wife and I confident we were in the right hands. Highly recommended."
"John has been amazing to deal with from the beginning. Extremely patient, professional and optimistic throughout. We can't thank him enough for all his hard work!"
Real clients. Real outcomes. Verified 5.0 rating on Google.
"John has been absolutely brilliant! Helped me all the way through the application process and explained everything step by step. Great to have him in my corner navigating through interest rates and products."
"John and the team at Lend & Loan have been great through the process of our loan application. Very responsive and always made my wife and I confident we were in the right hands. Highly recommended."
"John from Lend & Loan was incredible during the process of buying our first home. Very professional, quick at responding and happy to answer any questions. I would highly recommend him."
Written by John, not a content farm. Real advice from a working broker with 10+ years in the market.
The honest comparison every borrower should read before choosing how to apply for their home loan.
Read guideEverything you need to know about buying property inside your SMSF — compliance, lenders, and the numbers.
Read guideAny eligible borrower. Minimum $2M loan. Up to 95% LVR. Find your postcode and check eligibility.
Read guideWhat LMI costs, who pays it, and the legitimate ways to avoid it including profession-based waivers.
Read guideThe proposed reforms, what they mean for property investors, and how to structure your loans now.
Read guideHow HECS affects your borrowing capacity and strategies to minimise the impact on your application.
Read guide"A great broker doesn't just find you a rate. They find you the loan that fits your life."
John Pierre Saliba founded Lend & Loan with one conviction — getting a home loan should be straightforward, transparent, and genuinely stress-free. After 10+ years in finance and mortgage broking, that conviction hasn't wavered. Based at Level 35, 100 Barangaroo Avenue.
Meet John →Finance & accounting foundation
Specialist lending qualification
Holistic financial strategy
Fully licensed & regulated
Most Sydney homeowners are sitting on hundreds of thousands in untapped equity. Find out your number — instantly. Then find out how to use it to buy your next property, invest, or refinance to a better rate.
Free · Instant · No sign-up · Any Australian address
Find out what your property is worth right now. Get a free suburb report with recent comparable sales.
Know your credit score before a lender checks it. We'll explain how it impacts your borrowing and what to do about it.
Talk to John directly. 50+ lenders compared, no obligation, response as soon as possible.
Run the real numbers before you commit. Every calculator is free, instant, and built by John — no sign-up required.
Cashflow, negative gearing tax benefit, stamp duty, yield, rate stress test. 60+ suburbs across NSW, VIC, QLD.
Run the numbers →Land + build vs end value. Profit margin, GST margin scheme, holding costs, developer return.
Check feasibility →Monthly repayments, offset savings, extra repayment impact, fortnightly trick, rate comparison.
Calculate repayments →Exact LMI cost + every way to avoid it. Profession waivers, First Home Guarantee, guarantor loans.
Calculate LMI →OverdraftMe is our dedicated business overdraft broker. Fast approvals, no tax returns required, free service, paid by the lender.
Free consultation. 50+ lenders compared. Personal response as soon as possible.
MFAA Accredited · ACL 511092 · 77 × 5-Star Google Reviews · Free Service