10+ years helping Sydneysiders secure the right home loan, investment loan, and refinance deal. 77 five-star reviews. 50+ lenders. Free service.
Sydney's property market is one of the most competitive in the world. With median house prices among the highest in Australia, finding the right loan — at the right rate, with the right structure — can make a difference of tens of thousands of dollars over the life of your loan.
As a Sydney mortgage broker, John Pierre Saliba at Lend & Loan gives you access to 50+ lenders including the major banks, credit unions, and specialist lenders that you'd never find on your own. Unlike going directly to a bank — where you're limited to one institution's products — a broker compares the entire market on your behalf.
Better still, the service is completely free. John is paid by the lender after your loan settles, meaning there's no cost to you and no incentive to push you towards any particular product. His only incentive is finding you the best deal.
Lend & Loan serves borrowers right across the Sydney metro area — from the CBD and inner suburbs through to the Hills District, Northern Beaches, Eastern Suburbs, and Western Sydney. Whether you're buying in Barangaroo, investing in Parramatta, or refinancing in Bondi, we can help.
Whether you're buying your first home or your fifth, we compare rates across 50+ lenders to find the most competitive deal for your situation. We handle owner-occupier loans, investment property loans, and everything in between.
If your fixed rate is expiring or you haven't reviewed your loan in the past 2 years, there's a strong chance you're paying more than you need to. We compare current rates across the market and manage the switch — many clients save $3,000–$8,000 per year.
Navigating the NSW First Home Owner Grant, stamp duty exemptions, and the First Home Guarantee scheme can be confusing. We guide every first home buyer through the process and make sure they access every grant and concession they're entitled to.
Structure matters enormously in investment lending. We help investors maximise their borrowing capacity, choose the right loan structure for their tax position, and build a portfolio that performs.
Owner-occupier loans across 50+ lenders
Grants, schemes, and stamp duty guidance
Save thousands with a better rate
Tax-efficient investment loan structures
Progress-draw loans for builds & renovations
Buy property through your super fund
"John has been absolutely brilliant! Helped me all the way through the application process and explained everything step by step."
"John and the team at Lend & Loan have been great through the process of our loan application. Always confident we were in the right hands."
"Incredible during the process of buying our first home. Very professional, quick at responding and happy to answer any questions we had."
Talk to John today. Free service, no obligation, personal response within 2 hours.
📞 Call 02 8046 3933 Get Free Assessment