Commercial property loans are a different beast — higher LVR restrictions, different valuation methods, and lenders who specialise in sectors most brokers don't understand. We do.
Loans for office suites, commercial strata, and whole-floor commercial properties. Lenders assess commercial properties differently — we know which ones offer the best terms for Sydney CBD and fringe locations.
Finance for retail shops, strip retail, and shopping centre suites. Tenancy mix, WALE (weighted average lease expiry), and vacancy rates all affect lender appetite — we navigate this for you.
Warehouses, factories, logistics facilities, and industrial strata. Strong lender appetite for industrial in current market conditions. Often lower LVR caps than residential — we maximise what's available.
SMSFs can borrow to buy commercial property through a Limited Recourse Borrowing Arrangement (LRBA). A business can even lease its premises from its own SMSF — a powerful wealth strategy.
Construction and development lending for commercial projects. Typically requires pre-sales or pre-leasing. We work with specialist development lenders not accessible through standard broker channels.
Commercial rates can drift significantly. We conduct reviews to ensure your commercial loans remain competitive — and identify opportunities to improve LVR as property values increase.
We review the property type, tenancy, WALE, and location — understanding what lenders will and won't finance before we start.
Commercial lending varies enormously by lender. We identify who's most likely to approve — and at the best terms — for your specific property.
Commercial applications are more complex than residential. We manage the process, including commercial valuations, lease reviews, and borrower financials.
We coordinate settlement across your solicitor, the lender, and any existing lender being discharged.
Free consultation. No obligation. John responds within 2 hours.
MFAA Accredited · ACL 511092 · Free service for borrowers