Nurses and allied health workers are the backbone of our healthcare system — and you deserve a home loan that recognises your work, job security, and earning potential. Lend & Loan has helped hundreds of healthcare workers across Sydney buy their first home, refinance, or build an investment portfolio.
📅 Book Free ConsultationWhile the full LMI waiver is typically reserved for doctors, many lenders offer partial LMI discounts, more flexible lending policies, and higher LVR options for registered nurses, midwives, paramedics, physiotherapists, and other allied health professionals. Lenders also often assess overtime, shift allowances, and penalty rates more generously — significantly boosting borrowing power.
Free borrowing capacity assessment based on your actual income including allowances, shift penalties, and overtime.
We confirm LMI discount eligibility across our 40+ lender panel for your specific healthcare role.
We compare and present your top loan options with clear rate and cost comparisons.
We handle all paperwork, lender communication, and settlement.
Not always — the full LMI waiver is typically reserved for medical practitioners. However, many lenders offer partial LMI discounts for registered nurses and allied health workers.
This varies significantly by lender. We know which lenders are most generous for healthcare worker income structures.
Yes, though it's more complex. Lenders typically want 12 months of consistent casual income history. We know which lenders are most flexible for casual healthcare workers.
Book your free healthcare worker loan assessment. we work to find your suitable loan option, confirm any LMI discounts you're eligible for, and get you pre-approved fast.
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