From your first home to your fifth investment property — Lend & Loan compares 50+ lenders to find the right loan for your situation. MFAA accredited. Always free.
Owner-occupied loans, first home buyer loans, upgrader loans — we compare 50+ lenders to find the right rate and structure for your situation.
Learn more → Most PopularNavigate the First Home Guarantee (5% deposit, zero LMI), NSW FHOG ($10K grant), stamp duty concessions, and guarantor options.
Learn more →Stop overpaying. We compare your current rate against 50+ lenders and calculate exactly what you could save — often $10,000+ over 3 years.
Learn more →Interest-only options, equity release, portfolio structuring, and negative gearing — structured correctly from day one so your tax and flexibility aren't compromised.
Learn more →Progress-draw loans for building a new home or major renovation. Staged funding released at each construction milestone.
Learn more →A family member uses their property as security — helping you buy sooner with a smaller deposit or no deposit, without paying LMI.
Learn more →Banks make it hard. We know which lenders understand self-employed income — full doc, low doc, and alt doc pathways for sole traders, companies, and partnerships.
Learn more →No tax returns? No problem. BAS statements, business bank statements, and accountant letters accepted by our specialist lenders.
Learn more →Limited Recourse Borrowing Arrangements for SMSFs buying residential or commercial property. Complex — and completely our speciality.
Learn more → LMI WaivedDoctors, dentists, physios, vets, and allied health professionals can access LMI waivers up to 95% LVR — saving $10,000–$40,000 upfront.
Learn more →Specialist home loans for nurses, midwives, and allied health professionals — including shift allowances, overtime, and salary packaging income.
Learn more →Office, retail, industrial, and mixed-use property finance. Including SMSF commercial and small development loans.
Learn more →Personal car loans, chattel mortgages, novated leases, and equipment finance — arranged through our specialist asset finance lenders.
Learn more →Home loans for lawyers, accountants, ASX executives, tech professionals, and firm partners — including bonus income and equity assessments.
Learn more →Estimate your borrowing capacity in minutes. Adjust income, expenses, and loan term to see what's possible before your consultation.
Try calculator →Book a free consultation and John will assess your situation, identify every option available, and give you a clear recommendation — with no obligation to proceed.
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