Mortgage broker in Surry Hills — terraces, apartments, investment properties. Compare 50+ lenders. Pre-approval 48hrs. Free consultation.
📅 Book Free ConsultationWhether you're a lifestyle buyer after a heritage terrace, an investor targeting Surry Hills' strong rental demand, or a first home buyer, Lend & Loan compares 50+ lenders and handles everything — completely free.
Major banks, non-bank lenders, and specialist lenders — all compared for your best rate.
Surry Hills's market moves fast. Most clients pre-approved within 48 hours.
Lend & Loan costs you nothing. We're paid by the lender on settlement.
We know the Surry Hills market, what lenders think of it, and how to win approval.
Surry Hills (postcode 2010) sits in Sydney CBD Fringe with a population of approximately ~16,500. The property mix is 70% units · 30% houses/terraces. Here is the latest market data to help you make informed lending and purchasing decisions.
$1.95M
$880K
$1,050/wk
$650/wk
2.8%
3.8%
27 days
25 days
+5.1%
~16,500
70% units · 30% houses/terraces
Creative professionals, hospitality workers, young couples, downsizers from the Eastern Suburbs
📍 Surry Hills Suburb Profile: Schools include Bourke Street Public School, Crown Street Public School, SCEGGS (nearby). Transport: Central Station 5 min walk, multiple bus routes, walkable to CBD. Lifestyle: Australia's cafe capital, Crown Street dining, Shannon Reserve, boutique shopping, galleries.
Data sourced from CoreLogic, ABS, and publicly available records. Figures are indicative and subject to change. Contact Lend & Loan for current market advice. Last reviewed April 2026.
$880K
12-month change: +3.2%
$1,050/wk
Yield: 2.8%
$650/wk
Yield: 3.8%
25 days
28 days
2.2%
~16,500
🏫 Schools: Bourke Street Public, Crown Street Public
🚆 Transport: Central Station 5 min walk, multiple bus routes, walkable to CBD
🍽️ Lifestyle: Cafe capital of Sydney, Crown Street dining, Shannon Reserve, boutique shopping
Source: CoreLogic / Cotality, ABS, realestate.com.au. Data is indicative — contact Lend & Loan for current market advice. Reviewed April 2026.
Thinking about buying in Surry Hills?
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📅 Book Free Consultation 📞 02 8046 3933💡 From our Barangaroo office, Surry Hills terraces often have heritage overlays that some lenders view cautiously. We work with lenders who understand heritage property and will lend confidently on period homes.
Units under $800,000 qualify for full stamp duty exemption. Studio and one-bedroom apartments offer entry points for first home buyers wanting an inner-city lifestyle.
💡 Grants & schemes for Surry Hills first home buyers: NSW First Home Owner Grant ($10,000 on new builds up to $750,000), stamp duty exemptions on properties up to $800,000, partial concessions $800K–$1M, and the Federal Government's 5% Deposit Scheme (properties up to $1.5M in NSW — no LMI). We assess every grant you qualify for in your first free consultation. Read our first home buyer guide →
Surry Hills homeowners who've held their loan for 3+ years are likely paying significantly more than necessary. We conduct a free loan health check comparing your rate against 50+ lenders.
Overpaying on your home loan?
Our clients save an average of $4,000–$7,000/year by refinancing. Free rate review — takes 15 minutes.
Get My Free Rate Review →One of Sydney's tightest rental markets. Near-zero vacancy rates and premium rents from young professionals make Surry Hills a blue-chip investment suburb.
At Lend & Loan, we structure investment loans in Surry Hills for maximum tax efficiency — standalone security, interest-only options where appropriate, and clean separation between owner-occupied and investment borrowing. With access to 50+ lenders, we find the most competitive investment rate for your Surry Hills purchase.
📊 Investor insight: Surry Hills houses yield 2.8% and units yield 3.8%. Properties spend an average of 27 days (houses) and 25 days (units) on market. Read our complete investment property guide →
20 minutes. We assess your situation, goals, and eligibility for all grants and schemes.
We find your best loan options and present your top 3 choices clearly.
Application, paperwork, lender negotiation, approval tracking — all managed on your behalf.
We're with you through settlement and beyond — monitoring your rate for the life of your loan.
Yes. We work with lenders who are comfortable financing heritage-listed and period properties in inner Sydney.
On a $900,000 purchase, stamp duty would be approximately $35,000–$40,000 for non-first-home-buyers. First home buyers may receive a partial concession.
50+ lenders including major banks, non-bank lenders, and specialist lenders.
John Pierre Saliba
Mortgage Broker & Director — Lend & Loan
MFAA accredited mortgage broker with 10+ years' experience and 77 five-star Google reviews. Bachelor of Business & Commerce, Diploma in Mortgage Broking & Finance, Advanced Diploma in Financial Planning. Access to 50+ lenders. Australian Credit Licence 511092.
John Pierre Saliba — Your Surry Hills Mortgage Broker
MFAA Accredited · 10+ Years Experience · 77 Five-Star Google Reviews
Bachelor of Business & Commerce · Diploma in Mortgage Broking & Finance · Advanced Diploma in Financial Planning. Access to 50+ lenders. Based at Level 35, 100 Barangaroo Avenue, Sydney NSW 2000. Australian Credit Licence 511092.
Free 20-minute consultation. No obligation, no jargon — just clear advice from a Surry Hills mortgage broker who's on your side.
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