You run one of Australia's most significant companies. Your mortgage should be structured to match. Lend & Loan specialises in home loans for CEOs and senior executives of ASX Top 100 companies — giving you access to LMI waivers, high borrowing limits, and a broker who understands executive income in all its complexity.
📅 Book Free ConsultationTo qualify under the Senior Executive Policy, the broker must confirm the applicant meets all of the following:
The CEO, or a direct report of the CEO, of one of the Australian Stock Exchange (ASX) Top 100 companies
Confirmed in writing by the company's HR department, via board reports, or through ASX-published information
All income must be received in AUD. A lower LVR threshold applies where foreign income is used
Own name, related company/trust (with direct ownership/directorship), or spouse/related entity with the executive as guarantor
Select Australian lenders operate a dedicated Senior Executive Policy for CEOs and their direct reports at ASX Top 100 companies. This policy acknowledges that executive income — a combination of base salary, short-term incentives, long-term equity, and benefits — is among the most high-value and stable in the Australian economy.
The core benefit is a waiver of Lenders Mortgage Insurance (LMI) on home loans up to 90% LVR, potentially saving eligible executives $20,000–$50,000+ upfront depending on loan size and property value.
Executive remuneration is multi-layered. We correctly structure and present every component, including:
We confirm your role as CEO or direct CEO report at an ASX Top 100 company and identify the right lender policy for your income and borrowing structure.
We review your complete remuneration package — base, STI, LTI, equity, director fees, and investment income — to calculate your true borrowing capacity.
We compare 50+ lenders to find the best rate, LVR, and ownership structure — whether that's personal, corporate, or trust.
We manage all paperwork, lender liaison, approval, and settlement with full discretion — so you can focus on leading your organisation.
To qualify under the Senior Executive Policy, the applicant must be the CEO, or a direct report of the CEO, of one of the Australian Stock Exchange (ASX) Top 100 companies. Employment must be confirmed in writing by the company's Human Resources department, via board reports, or through information available from the ASX.
Employment is confirmed in writing by the company's HR department, via board reports, or through ASX-published information. Standard income verification requirements then apply. All income must be received in AUD — a lower LVR threshold applies where foreign income is involved.
Yes. The policy allows applications in the executive's own name, or through a related company or trust entity where direct ownership and/or directorship by the qualifying executive is evident. Lending can also be in a spouse's or related entity's name where the executive is involved at least as guarantor.
The Senior Executive Policy specifically covers CEOs and their direct reports at ASX Top 100 companies. If you fall outside this definition, we can still access broader high-income professional lending policies across our 50+ lender panel — based on your total income, employment stability, and asset profile. Book a free consultation to explore what's available.
Book a confidential consultation with John Pierre Saliba. We'll confirm your eligibility, structure your income correctly, and compare 50+ lenders to find your best outcome — at no cost to you, ever.
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