🛡️ LMI Cost + Avoidance Strategies

LMI Calculator
& Avoidance Guide

Calculate your exact LMI cost — and discover if you can avoid it entirely. Profession-based waivers (doctors, lawyers, accountants), government guarantees, and guarantor loans all eliminate LMI. Check your options below.

LMI Waiver Hub →

Your Loan Details

Purchase Price ($)

Deposit Amount ($)

Deposit Percentage (%)

Loan Purpose

Your Profession (check for LMI waiver eligibility)

Your Loan Position

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Loan-to-Value Ratio

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Loan Amount

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Estimated LMI Cost

LMI Cost Breakdown

Ways to Avoid This LMI Cost

How Much More Deposit to Avoid LMI?

There are multiple ways to avoid LMI.

Profession waivers, the First Home Guarantee, guarantor loans, and location-based waivers all eliminate LMI. John checks every option available for your profile — free, no obligation.

LMI Waiver Hub

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LMI Calculator& Avoidance Guide

There are multiple ways to avoid LMI.

LMI Calculator
& Avoidance Guide