You've reached the top of your profession. Your mortgage should reflect that. Lend & Loan specialises in home loans for partners at Australia's leading law firms — with access to lender Partner Package policies that waive LMI and maximise your borrowing capacity based on your true income.
📅 Book Free ConsultationSelect lenders offer a Partner Package to partners at the following approved law firms. The broker must confirm partner status at an approved firm. The loan may be in the partner's own name, a related company or trust entity (with direct ownership or directorship), or in the spouse's name — provided the partner is involved at least as a guarantor.
Partner income is unlike any other. Drawings, profit share, trust distributions, and retained equity don't fit neatly into a standard bank's lending calculator — which is why so many law firm partners are either declined or dramatically under-assessed when they apply directly.
John Pierre Saliba has spent 10+ years presenting complex professional income to lenders. We know which lenders have Partner Package policies, how to correctly verify partnership status, and how to structure your application to unlock your maximum borrowing capacity.
Law firm partner income is complex and often misunderstood by standard lenders. We present it correctly, every time:
We verify your partnership status at an approved firm and confirm which lender packages you qualify for across our 50+ panel.
We structure your full income picture — drawings, distributions, trust income — to calculate your true borrowing capacity under partner-specific lending rules.
We compare rates, LVR limits, and policy conditions across all eligible lenders to find your optimal structure.
We handle all paperwork, lender liaison, and settlement — efficiently and discreetly.
Yes — partners at selected Australian law firms qualify for LMI waivers under specific lender Partner Package policies. Eligibility requires confirmation of partner status at one of the approved firms. The loan can be in the partner's own name, a related company or trust, or in a spouse's name — provided the partner is involved at least as guarantor.
Possibly. Partners at firms not on the approved list may still qualify through the general Legal Professionals Package — available to all practising solicitors and barristers with a current practising certificate. We assess both pathways and recommend the suitable option for your situation.
Partner drawings, profit share distributions, and trust income are assessed under specific self-employed income verification rules. We have extensive experience presenting partner financials to lenders in a way that correctly reflects your income and maximises your assessed borrowing capacity.
Yes. The Partner Package policy permits applications in the partner's own name, a related company or trust entity (with direct ownership or directorship by the partner), or in the spouse's or a related entity's name — provided the partner is involved in the transaction at least as a guarantor.
Book a free consultation with John Pierre Saliba. We'll confirm your Partner Package eligibility, assess your full income, and compare 50+ lenders to find your competitive rate at no cost to you, ever.
📅 Book Free Consultation