Mortgage broker in Randwick — specialist home loans for medical professionals, families, and investors. UNSW precinct. 50+ lenders. Free.
📅 Book Free ConsultationWhether you're a medical professional, UNSW academic, investor, or family buyer, Lend & Loan compares 50+ lenders in Randwick — completely free.
Major banks, non-bank lenders, and specialist lenders — all compared for your best rate.
Randwick's market moves fast. Most clients pre-approved within 48 hours.
Lend & Loan costs you nothing. We're paid by the lender on settlement.
We know the Randwick market, what lenders think of it, and how to win approval.
Randwick (postcode 2031) sits in Eastern Suburbs with a population of approximately ~31,000. The property mix is 55% units · 45% houses. Here is the latest market data to help you make informed lending and purchasing decisions.
$2.1M
$870K
$1,000/wk
$620/wk
2.5%
3.7%
28 days
26 days
+4.3%
~31,000
55% units · 45% houses
Medical professionals, UNSW academics, families, Eastern Suburbs lifestyle buyers
📍 Randwick Suburb Profile: Schools include Randwick Public, Randwick Boys/Girls High, UNSW (adjacent), Randwick TAFE. Transport: Light rail to CBD (Kensington/UNSW stops), 372/373 bus, Kingsford bus hub. Lifestyle: Royal Randwick Racecourse, UNSW campus, Centennial Park (adjacent), Randwick Ritz cinema.
Data sourced from CoreLogic, ABS, and publicly available records. Figures are indicative and subject to change. Contact Lend & Loan for current market advice. Last reviewed April 2026.
$870K
12-month change: +2.5%
$1,000/wk
Yield: 2.5%
$620/wk
Yield: 3.7%
26 days
28 days
1.9%
~31,000
🏫 Schools: Randwick Public, Randwick Boys/Girls High, UNSW
🚆 Transport: Light rail to CBD, 372/373 bus, Kensington bus hub
🍽️ Lifestyle: Royal Randwick Racecourse, UNSW campus, Centennial Park (adjacent)
Source: CoreLogic / Cotality, ABS, realestate.com.au. Data is indicative — contact Lend & Loan for current market advice. Reviewed April 2026.
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📅 Book Free Consultation 📞 02 8046 3933💡 From our Barangaroo office, Randwick has a high concentration of medical professionals who qualify for LMI waivers — saving $15,000 to $40,000 upfront. If you work at Prince of Wales or UNSW, ask us about professional lending packages.
Units around $870,000 may qualify for partial stamp duty concessions ($800K–$1M range). Light rail has improved connectivity and boosted the suburb's appeal for younger buyers.
💡 Grants & schemes for Randwick first home buyers: NSW First Home Owner Grant ($10,000 on new builds up to $750,000), stamp duty exemptions on properties up to $800,000, partial concessions $800K–$1M, and the Federal Government's 5% Deposit Scheme (properties up to $1.5M in NSW — no LMI). We assess every grant you qualify for in your first free consultation. Read our first home buyer guide →
Randwick homeowners — particularly medical professionals on older loans — are often paying above-market rates. Our free loan health check identifies exactly how much you could save.
Overpaying on your home loan?
Our clients save an average of $4,000–$7,000/year by refinancing. Free rate review — takes 15 minutes.
Get My Free Rate Review →UNSW and Prince of Wales Hospital create near-permanent rental demand. Medical professionals qualify for LMI waivers — we help doctors and nurses in Randwick buy with reduced costs.
At Lend & Loan, we structure investment loans in Randwick for maximum tax efficiency — standalone security, interest-only options where appropriate, and clean separation between owner-occupied and investment borrowing. With access to 50+ lenders, we find the most competitive investment rate for your Randwick purchase.
📊 Investor insight: Randwick houses yield 2.5% and units yield 3.7%. Properties spend an average of 28 days (houses) and 26 days (units) on market. Read our complete investment property guide →
20 minutes. We assess your situation, goals, and eligibility for all grants and schemes.
We find your best loan options and present your top 3 choices clearly.
Application, paperwork, lender negotiation, approval tracking — all managed on your behalf.
We're with you through settlement and beyond — monitoring your rate for the life of your loan.
Yes — eligible medical professionals can access home loans with no LMI on loans up to 95% LVR, saving $15,000–$40,000 upfront.
Very — UNSW and Prince of Wales Hospital create consistent, year-round rental demand. Vacancy rates in Randwick are among Eastern Sydney's lowest.
Approximately 6km from the Sydney CBD, with regular bus services and light rail connections to Central Station.
John Pierre Saliba
Mortgage Broker & Director — Lend & Loan
MFAA accredited mortgage broker with 10+ years' experience and 77 five-star Google reviews. Bachelor of Business & Commerce, Diploma in Mortgage Broking & Finance, Advanced Diploma in Financial Planning. Access to 50+ lenders. Australian Credit Licence 511092.
John Pierre Saliba — Your Randwick Mortgage Broker
MFAA Accredited · 10+ Years Experience · 77 Five-Star Google Reviews
Bachelor of Business & Commerce · Diploma in Mortgage Broking & Finance · Advanced Diploma in Financial Planning. Access to 50+ lenders. Based at Level 35, 100 Barangaroo Avenue, Sydney NSW 2000. Australian Credit Licence 511092.
Free 20-minute consultation. No obligation, no jargon — just clear advice from a Randwick mortgage broker who's on your side.
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