Your Local Surry Hills Mortgage Broker
Whether you're buying your first home, upgrading, investing, or refinancing in Surry Hills, Lend & Loan compares 50+ lenders to find the loan that fits your situation — completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Sydney Inner City market. He understands which lenders favour Surry Hills properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Surry Hills terraces with heritage overlays and non-standard construction trip up mainstream lenders. ANZ location waiver (2010) covers up to $5M. We know which lenders handle converted and heritage properties smoothly.
Home Loan Services in Surry Hills
First Home Buyers
Studios and one-bedrooms from $600K–$800K fall in the stamp duty exemption zone. First Home Guarantee covers up to $900K. Inner-city lifestyle at accessible prices.
Refinancing
6.8% growth means a terrace bought at $1.5M five years ago could be worth $2.1M+. On a $1.2M loan, 0.5% saves $6,000/year.
Investment Loans
3.1% yields with exceptionally tight vacancy. CBD proximity, Central Station, and creative precinct drive demand. 4.2% unit growth compounds strongly.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Surry Hills. Whether you're a business owner, sole trader, or contractor — we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile — Surry Hills
Surry Hills (2010), Inner City, ~16,200 pop. Victorian terraces, converted warehouses, modern apartments. Transport: Central Station 10 min, multiple bus routes. Lifestyle: Crown Street dining, galleries, Belvoir St Theatre.