Your Local Randwick Mortgage Broker
Whether you're buying your first home, upgrading, investing, or refinancing in Randwick, Lend & Loan compares 50+ lenders to find the loan that fits your situation — completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Sydney Eastern Suburbs market. He understands which lenders favour Randwick properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Randwick sits at the intersection of UNSW, Prince of Wales Hospital, and Royal Randwick Racecourse — creating a uniquely diverse buyer and tenant pool. Light rail has transformed commute times. ANZ location waiver (2031) covers up to $5M. PoW medical staff qualify for separate profession-based waivers.
Home Loan Services in Randwick
First Home Buyers
Units from $700K–$1.0M. Many under $800K stamp duty exemption. First Home Guarantee covers up to $900K. Light rail to CBD (25 min) has made Randwick significantly more attractive.
Refinancing
6.9% growth delivers strong equity building. On a $1.5M loan, 0.5% saves $7,500/year. Institutional anchors provide stability that lenders view favourably.
Investment Loans
2.5% yields with 6.9% growth. UNSW and hospital ensure deep year-round rental demand. Vacancy below 1.5%. Units at $1.0M offer portfolio entry.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Randwick. Whether you're a business owner, sole trader, or contractor — we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile — Randwick
Randwick (2031), Eastern Suburbs, ~30,500 pop. Federation homes, art deco, new developments. Transport: Light rail (UNSW, Randwick stops). Lifestyle: Royal Randwick Racecourse, UNSW, Coogee Beach nearby, Belmore Road cafes.