Your Local Parramatta Mortgage Broker
Whether you're buying your first home, upgrading, investing, or refinancing in Parramatta, Lend & Loan compares 50+ lenders to find the loan that fits your situation — completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Sydney Western Suburbs market. He understands which lenders favour Parramatta properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Parramatta is Sydney's second CBD — $3B Parramatta Square, new Powerhouse Museum, Metro West coming. Unit supply is high so lender selection matters. We track building-level lender appetite. Houses at $1.67M still offer genuine value relative to inner Sydney.
Home Loan Services in Parramatta
First Home Buyers
Units from $450K–$620K well under stamp duty exemption cap. FHOG $10K on new builds under $600K. First Home Guarantee covers up to $900K. One of Sydney's best first home buyer suburbs.
Refinancing
6.1% growth on accessible prices. On a $500K unit loan, 0.5% saves $2,500/year. Houses at $1.67M save $7,750 with same cut.
Investment Loans
3.5% yields — among Sydney's highest — with 6.1% growth. Second CBD status and Metro West ensure long-term demand. We structure for yield-focused portfolio building.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Parramatta. Whether you're a business owner, sole trader, or contractor — we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile — Parramatta
Parramatta (2150), Western Sydney, ~32,100 pop. High-rise apartments, older houses. Transport: Parramatta Station (T1/T2/T5), future Metro West, ferry. Lifestyle: Parramatta Square, Westfield, Church Street dining.