Your Local Bondi Mortgage Broker
Whether you're buying your first home, upgrading, investing, or refinancing in Bondi, Lend & Loan compares 50+ lenders to find the loan that fits your situation — completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Sydney Eastern Suburbs market. He understands which lenders favour Bondi properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Bondi commands Sydney's highest Eastern Suburbs price points — median houses at $4.28M. Jumbo loan structuring is critical above $3M. ANZ Prestige tier (2026) allows loans up to $6M at 95% LVR with no LMI — saving buyers $80,000+ on prestige purchases. We regularly arrange loans above $3M for Bondi buyers.
Home Loan Services in Bondi
First Home Buyers
Entry starts with units from $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K in Sydney.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000 annually. If your fixed rate expired or you haven't reviewed in 2 years, you're likely overpaying.
Investment Loans
Houses surged 10.8% in 12 months. Units at $1.41M offer 3.6% yields with 1.6% vacancy. We structure for maximum deductibility — interest-only, offset, portfolio-friendly.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Bondi. Whether you're a business owner, sole trader, or contractor — we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile — Bondi
Bondi (2026), Eastern Suburbs, ~10,400 pop. 60% units, 40% houses. Schools: Bondi Public, Waverley College, Moriah College. Transport: 333/380 bus to CBD (25 min), Bondi Junction Station. Lifestyle: Bondi Beach, coastal walk, Icebergs, Hall Street cafes.